Bear Mortgage Inc.

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From the swamps of Texas and Louisiana, the mountains of upstate New York, and the big city life of Chicago, I made it to the High Desert of Colorado, where I now call home. I've been married for 10 years, and after years of trying, am now a proud father to a 4 year old man.

I started in sales in the trucking industry, in what seems like a lifetime ago. Was lucky enough to meet my first mentor in this mortgage sales role in 2003.

As I continue to expand my business, I devote a significant amount of my time to serving my clients, providing them with exceptional service and helping them achieve their financial goals. Additionally, I leverage my experience and knowledge to educate and inform my clients, empowering them to make informed decisions and take advantage of new opportunities in the market.


Reach out & let our team our team know how we can help you.


Jay and his team consistently serve the residential real estate needs of all buyers, sellers, and investors in Colorado by helping everyone - from first time home buyers to the most seasoned real estate investors - achieve their real estate dreams.

His experience with residential investment property is unmatched in Colorado. Jay’s expertise encompasses 1031 exchanges, residential development, single family and multi-family, new construction, fix-flip, fix-rent, buy-hold, and BRRRR.

Always client focused, Jay and his team have deep long standing relationships with the best in the business in the Denver market for everyone you will need to successfully complete a real estate transaction including lenders, inspectors, appraisers, insurance, title, architects, bankers, attorneys, CPAs, contractors, and much more!

The Holland Team has operations in the Denver metro area, Colorado Springs, and Pueblo and 2019 also marked a significant milestone in Jay’s career when he expanded his real estate team into Summit County and Grand County in order to help his clients purchase 2nd homes, investment properties, and STR’s in Denver’s closest and most popular mountain towns.

Whether your goal is owning a home, investing in real estate, or buying a vacation property, Jay’s team is truly the BEST in the business.

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